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There should be no welfare state.
The welfare state is immoral.
It is immoral to force people to help someone.
The welfare state will make people dependent on itself.
The welfare state
poverty and actually
The state is already a welfare state by favoring the richest and most powerful.
Inherent information asymmetries between players in a market inevitably give rise to monopolies that could result in tyranny. Redistribution prevents that.
Government (and ideally a majority of voters) have made the decision that forcing people to pay in for a safety net is more moral, than an unstable private safety net.
What is deemed moral or immoral is relative and changes over time and place.
The absence of a welfare state is immoral.